Storm Damage Restoration & Debris Removal
At NorthStar Restoration Services, we know what a difficult time this is for you and your family. That's why we'll do everything possible to get your property back to normal quickly. Our team has the experience to handle all kinds of storm cleanup, and our commitment to your total satisfaction means you can expect impressive results.
Getting your life back in order after a devastating storm takes time. From property repairs, emergency board up and roof tarping to storm debris cleanup, the process can be frustrating, physically taxing, and time-consuming. But we can help. At NorthStar Restoration Services, we assist property owners with cleanup after damaging storms immediately.
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Frequently Asked Questions
You should call a restoration company whenever you notice a problem. This may sound like common sense, but people often think they can do-it-yourself a minor damage issue and that usually results in a lot of trouble. Unless you are a licensed professional, do the safe thing and call your local certified restoration company.
Yes. No. Maybe. The single most confusing element related to water, fire, and mold damage is what is and is not covered. Find out what you have, or don't have, and learn what you need when it comes to water damage and your insurance.
Water damage is probably the single most common reason that people make claims on their homeowner's policies. Unfortunately, it is only then that they actually discover what is and is not covered. Flooding is not usually covered under insurance, and if water damage can be in any way traced back to negligence on the part of the homeowner, it will not be covered. Sudden and unforeseen problems are usually covered.
You need to take the time and sit down with your insurance provider and determine the extent of your coverage. Making too many insurance claims for situations that are not covered can come back to haunt you when you try to shop for different insurance in the future.
Secure your property to prevent additional damage. Make any temporary repairs necessary, such as putting a tarp over your roof or boarding up your windows. Do not remove any evidence of damage and this may cause you to have your claim denied because you did not follow the correct policy procedures.
Every situation is different. The amount of time it takes to clean fire, water, mold or storm damage depends on the extent of the damage, how many rooms were affected and other factors. NorthStar Restoration Services will clean as quickly and efficiently as possible to complete the job and get your home back to normal.
The cost of increased electrical usage is usually less than people think. It is often a cost that is paid for by your insurance provider if your policy allows for it. Usually, the cost is between $25-75.
Talk to your claims associate about what you should do and should not do before the clean-up team arrives.
Check your policies and speak to your insurance professional to learn exactly how your particular deductibles work.
Depreciation is the amount by which the value your home or personal property has decreased in since you bought it. Depreciation is caused by a combination of factors including:
- Age – how long ago something was purchased
- Condition – the amount of wear and taer or other damage
- Obsolescence – whether newer models have been released
Based on this, recoverable depreciation is the portion of the depreciated amount that you can get back or "recover" from your insurance company when you make a claim on a policy with replacement cost coverage.
Storm damage to your property may or may not be covered by your insurance. This depends on your specific policy. Generally, homeowners insurance covers storm damage caused by lightning, hail and wind. This includes many common problems such as fallen trees or missing roof shingles.
Unfortunately, though, homeowners insurance usually doesn't protect your home from floods; even if they are the result of heavy rains.
It's important to get in touch with your insurance provider to go over what is and isn't covered in your policy. In the United States, a $5,000 increment of flood damage coverage can typically be purchased for around $50 annually.
There are a few different outcomes when a tree falls onto your property. The most straightforward answer is that if your own tree falls in your own yard, your insurance company is responsible.
Likewise, if your neighbor's tree falls onto your property because of an act of nature such as strong winds, your insurance company will again be responsible. Since it is possible for a completely healthy, well-cared-for tree to collapse during an intense storm, this liability isn't considered the fault of the other homeowner.
However, on the other hand, if your neighbor's tree falls onto your property because of negligence on their part, such as trying to improperly cut it down or failing to treat for diseases that weaken it, then their insurance will be responsible for covering the damage.
While severe storm damage is usually obvious, there are subtler problems that can happen after heavy rains and high winds, even if your building's structure is still sound. After any storm, take a lap around your property and keep an eye out for:
- Missing roof shingles
- Damaged siding
- Cracks or leaks in ceilings and floors
- Dents to gutters or other property
If you see anything that looks unusual, contact a professional restoration company like NorthStar Restoration Services to be on the safe side if anything is out of place. Catching small starting signs of damage early can keep them from turning into full-fledged problems that can be costly.
When a severe storm hits your property, a number of thoughts run through your head. Is everyone safe? What items are damaged? Will insurance cover the costs?
Take a deep breath and follow these steps to get everything back on track:
- Keep you and your family safe. Avoid hazards like splintered wood and broken glass. In extreme cases, this might mean staying in place until emergency crews can arrive.
- Examine and document the damage. If it's safe to do so, take a lap around your property and see what's damaged. Take as many photos as possible to document the scene — this will help you file the appropriate insurance claim down the line.
- Prevent additional damage with board-up services. Boarding up open windows and doors will prevent the elements from causing further harm to your home or business while the restoration process gets underway.
- Work with a professional restoration company like NorthStar Restoration Services to repair the damage. Our experienced team will make sure that everything returns to normal as quickly as possible by handling all exterior and interior fixes.
Proudly Serving Central Wisconsin
Proudly providing disaster restoration and cleaning services to Clark, Langlade, Lincoln, Marathon, Shawano, Portage, Taylor, Waupaca, Wood and Counties.
- Marathon City
- Rib Mountain
- Stevens Point
- Wisconsin Rapids
- and every small town in between!